Fort Knox Outsourcing – Our client, a leading Commercial Bank (with offices on 3 continents), is recruiting suitable candidates to fill the position below:
Job Title: Merchant Loan Field Credit Officer
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Locations: Abuja (FCT) & Lagos
Employment Type: Full-time
Job Summary
- As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.
- You are responsible for evaluating clients’ financial information, verifying merchants and assessing risk ratios.
Responsibilities
- Onboard Viable Merchants on the Business Platform.
- Evaluate credit worthiness of Merchants
- Physically verify Merchants Location and business financial health for loan consideration.
- Interview Merchants to determine their financial eligibility and feasibility
- Support merchants with questions they might have.
- Justify decisions (approvals/rejections) and report on them
- Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each Merchant.
- Build long term, trusting relationships with customers
- Grow and achieve loan portfolio targets for merchants.
Qualifications & Skills
- A First Degree
- 1 year Minimum relevant work experience in a financial organization preferably Microfinance Banks, Fintechs)
- Excellent knowledge of loan application procedures.
- Socially and emotionally aware.
- Must have a Smartphone.
- Strong communication skills and proven customer service experience.
- Exceptional analytical skills and the ability to work with complicated financial data.
- Demonstrable knowledge of credit risk analysis.
Salary
N100,000 – N150,000 Monthly.
Application Closing Date
30th April, 2024.
Method of Application
Interested and qualified candidate should send their Applications to: [email protected] using the Job Title and Location as the subject of the mail.
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